Friday, 7 August 2020
What is DNA?
Scholarship for higher education
Thank you for attending our webinar todayon how to get scholarships presented by International Student loan. My name is Bryanna Davis andIím the Marketing Coordinator here at International Student Loan and today I am here with VictoriaTroupe, who is another Marketing Coordinator as well as our Director of Financial Services,Jennifer Frankel. So before we get started I would like to mentionthat if you have any questions throughout the webinar, please feel free to send thosein free through the webinar chat feature or you can jump on Twitter. Our handle is @InternationalStudentLoansand you can join the conversation by tweeting #FiniancialAidTalk. Please feel free to askquestions throughout the webinar and we will address them at the end of our program.First of all we are going to talk about what scholarships are, how to find them and howto apply. We will share some tips and tricks to make your application stand out, followedby a question and answer portion. Essentially a scholarship is free money. Itísnot money to use anywhere, of course itís for education and in most cases ñ in mostof your cases it will be used for international education. The great thing about using scholarshipsvs. personal funding or loans is that scholarships donít need to be repaid. Once again, itísfree money for school that you wonít be expected to repay later, making it a great option tofund your education. Just because scholarships are free doesnít make them easy to get anda lot of work is involved and we are here to give you advice on your scholarship journey.First we are going to look at different types of scholarships, but keep in mind there aretwo different places to look for all kinds of scholarships: your institution and privatemeans. So first we have the academic scholarship. This option is usually based on your GPA orcertain test scores such as the SAT, ACT or similar tests. Typically there will be differentrequirements within this type of scholarship but donít assume you will be eliminated simplybecause you donít have the best GPA, so itís always good to keep this option open. Nextwe have athletic scholarships. If you excel in a sport then take advantage and see whatscholarship options are available through your school and private institutions. Gettingan athletic scholarship at your school can be advantageous because not only do you getpaid to play the sport, you also have the opportunity to represent your school throughthat sport. Next we have special interests. Perhaps youare very passionate about choir or art or you play a musical instrument. You will wantto see if there are any special interest scholarships available. The best part about this type ofscholarship is the fact that there wonít typically be as many people applying as opposedto a general school scholarship. Situational scholarships have a few categories;the first is based on income. If you can show that there is a need for financial aid, thenyou want to find scholarships who will grant you money based on that. Next is achievement.Perhaps you are active in the volunteer world or within different organizations and mayeven hold offices within those organizations. You will want to stress your achievement whenapplying for those kinds of awards. Then we have field of study. If you are studyingbiology or nursing for example, you will want to find what kinds of scholarships are availablebased on the field of study you plan on pursuing. Later we will discuss how to find these differenttypes of scholarships, especially this kind because there are many different outlets tofind scholarships. Next we have country specific. This can goboth ways, meaning you could find a scholarship based on where you are from or the countrythat you are going to study in. Finally, we have school specific scholarships. These aregiven based on the fact that you will be attending the school, making it a very basic yet greatopportunity. You may also be able to find a scholarship at your school based on thefact that you are an international student, so thatís another outlet that you will wantto look at. So next weíre going to look at how you findscholarships and so Iím going to hand the mike over to Jennifer Frankel.Jennifer: When searching for scholarships itís importantto think about who you are and what sets you apart from everyone else. To help you do thisweíve compiled a list of to ask yourself what helps you stand out.What are your interests? What are you good at?What makes you stand out? What are your skills?Think about awards you have received in the past ñ perhaps different awards or meritsbased on skills or interests you may have. Additionally you will want to think aboutwhere you are from. There are many scholarships out there that will be based on either yourhome country or governmental scholarships. Think about this as you consider differentscholarships to apply for. There are two kinds of scholarships: needbased and merit based. Be sure to identify which you should apply to. If you do not needthe money then you wonít qualify for the academic based need scholarships, so focusmore on the merit awards. Additionally, itís important to think about your academics. Whatare you studying? Biology or chemistry? What is it that you enjoy doing and want to carryon throughout your academic career? What school are you attending? Many universities and collegesdo award scholarships when the student initially arrives or based on their performance in theschool. Finally, what is it that you are studying? As I mentioned, if you choose to study biologyyou may be able to talk to the department for additional funds or there are additionalinstitutions that can give you money as well. The stem, which is science, engineering, technologyand mathematics are all really great areas of study with a high demand. So if you dochoose to study in one of those areas you are at a higher chance for a scholarship award.So now that you know yourself after you have asked yourself all of those questions, thenext thing to cover is: where can you look for scholarship funding? The first place mostinternational students start with is their college or university. When you submit yourapplication, depending on the school, you will be applying through the admissions department.It is in this department that you can ëopt iní for different kinds of scholarships.Itís important to talk to your admissions department to ensure you have submitted thecorrect paperwork and check the deadlines. You will also want to talk to your internationalcenter. It can be a great resource for you because usually, you will be assigned an internationalstudent advisor who will be able to guide you throughout your education. Talk with thisadvisor and befriend him because they will be knowledgeable about campus awards becausethey deal with this on a regular basis ñitís their job.The next place to touch base with on the university level is your department of study. Whetherthatís the business school or humanities department, talk to them and let them knowwhat your passions are and where you want to take your education. This could end upleaving you with extra funds. Being partial scholarships or even a full-ride.There are also many students who attend universities in the US with academic or athletic departmentscholarships. These awards are usually given by the coach. Basketball, football, soccer,all of these are relevant areas of athletics where you can get awards to help you continuewith your education. Many of these are great scholarships so be sure to talk to the coachand look for organizations who can get you in touch with those coaches to whom you couldshowcase your skills and possibly lead to a scholarship.A large area that continues to grow is home country government awards as well as hostcountry government awards. If you are from Brazil or Saudi Arabia or Iraq for example,many of your home countries to provide funds to help students in exchange programs. Makesure to look at the government of your home country to see if they support internationalexchange funding as we are seeing a higher trend.As I mentioned, there are host country government awards also. So if you are coming to the USAfor example, there is an organization called Education USA that provides extra fundingfor you. Finally, there are international organizations. These include nonprofit organizations,international organizations, and multinational companies. All of these organizations canprovide different funding options for international students, depending on their mission.Itís important to keep your eyes and options open when looking for scholarships, but thisis easier said than done. I am going to show you a few different websites that can helpyou compile all of the different available awards. First is www.iefa.org. Here thereare a number of different awards for scholarships. In fact, you can search grants and scholarships,all of which you can narrow down by selecting the award name if you already know it. Alternately,you can find scholarships by entering where and what youíre studying and where you arefrom. You would simply click down. Letís say weíre studying aviation. We can quicklysearch and view available awards based on interest. It will also show us our nationalityand location so we can see which awards are available for whom.Another website than can be of help is www.fundingusstudy.org. Here you can search by program, sponsor organization,area of study, state location and region. So for example, if you want to come to Floridaor perhaps you are already studying in Florida, you can click and see 15 different programsfrom graduate and undergraduate scholarships and merit scholarships ñ making this a greatresource to find funding for your international education and you will never be given matchesfor domestic students. The third area that I would like to pointout is www.internationalscholarships.com. This website also allows you to search byvarious criteria including your field of study, where you are from and where you are going.There is also an area where you can search by ëindependent award listing.í This functionmakes searching for awards specific to your institution simple. Once you find the awardyou would like to search for click it and you will be able to view an overview of theaward and then ëregister nowí to contact the administration for more information. NowIím going to turn it over to Victoria Troupe to talk about your application and everythingyou need to get together to ensure your application is clear, concise and memorable.Tori: After you find a scholarship that you thinkyou qualify for the next question is how do you make your application stand out above the competition? On the slidein front of us is an example on the right hand side of a typical scholarship requirementand 5 things that are generally required in an application. The first is the essay. Sometimes the topicis assigned, not always, but this is the most important piece of the application. Secondly,you need to submit a resume or CV with your application as well along with transcripts.You will notice on the example here that you are required to have an average grade of aìBî or better in previous coursework. That means that you will have to submit your transcripts.Additionally, letters of recommendation are required and sometimes there will be an applicationfee, so that is something to keep in mind also. Like I mentioned earlier, the essay is themost important piece of the scholarship application. An essay or other written submission is oftentimesthe only time the decision committee will hear your perspective on why you feel youdeserve the scholarship. Itís important to make it as compelling as possible. Sometimesyou can look over the winners of past scholarships so that you can see what the judges are reallylooking for. The best thing you can do to ensure your essay is a winner is to startbrainstorming early for your essay. Donít wait until the last minute and give yourselftime to put ideas on paper to determine the direction you want your essay to take. After you have brainstormed and determinedthe direction of your essay, you should create an outline. This outline needs to includeeverything you want to write about and laid out in a logical order, leading from one topicto the next fluidly. Your essay should really emphasize your strengths and why you deserve the funding for college sobe sure to concentrate and spend a lot of time. Letters of recommendation are usually requiredfor scholarship applications and are written by faculty in your field of study. This couldbe a previous professor, or teacher who can really speak to your qualifications in academia.Sometimes they are written by supervisors or colleagues in your career field who canspeak to your character and work ethic. If this letter isnít required, a list of referencesmost likely will be. Here you can list two or three of the same type of references asin the letter of recommendation. Be sure to include their name, title and contact informationbecause the scholarship committee will contact the
ly so that they can speak to yourqualifications. A resume is usually required as well and isusually important to customize your resume for the scholarship you are applying for.
This can be reflected in the objective and ensure you put the most relevant or impressiveinformation at the top of your resume so thatís the first thing they see and to catch theirattention. Also, be sure to include key words in your resume that are included in the scholarshipdescription or qualifications so that it catches the readerís eye and so they will see youas a qualified applicant. Ensure you add your related accomplishments and qualificationssuch as volunteer work, clubs your associated with, any awards you have received for academiaor other things. Never forget to have a friend or family member proof read your resume beforeyou turn it in. A cover letter is also a great addition to any scholarship application, thesame way you would for any job interview. Lastly, to prove that you are academicallycapable of pursuing higher education, a transcript is usually required. The scholarship applicationwill tell you which type of transcript is required, sometimes it is an unofficial transcript,which you can usually download from your schools website. Or an official transcript may berequired. An official transcript is a little harder to get. It is signed and sealed andthen mailed directly from your school to the scholarship application office, so you willneed to request official transcripts early to ensure they arrive at their destinationwell before the due date. Itís often a good idea to request a few at once, that way youalready have them and so donít have to wait for them later on. To give you a brief synopsis of what we havetalked about today, here is what we have covered: Scholarships are available especially forinternational students, they are out there. The most important thing to consider is toperfect your application to increase your chances of winning. Resources are availableto help you. All of the websites that Jennifer shared are great resources to help you. Also,there are countless resources to help you with resume building, essay writing and everythingelse you may need to create a great application. Ensure you are following us on Twitter @InternationalStudentLoansand because we are going to post some great links to scholarship sources. Now Iím going to hand it over to Bryannato answer some questions, but feel free to continue sending questions on the webinarchat and twitter feed as well. Bryanna:Thank you so much. We have had a few questions come in and we will go ahead and address themnow. Question: ìShould I follow-up on a scholarshipapplication?î Answer: Typically you donít want to bombardthe scholarship committee, so typically only contact them after the deadline if you havenot seen any results as to the winner. This really is the only case you would want tofollow-up on the scholarship application. Question: ìI found a scholarship that requiresme to pay to apply. Is this safe and typical?î Answer: While you want to use caution forscholarships who require payment with the application, as long as you have done yourresearch and ensure itís for a reliable institution, thereís typically no problem with havingto pay a small fee. As Victoria mentioned, some scholarships do require a small fee,typically itís an administration fee. Also, those fees may be added to the scholarshipaward amount. Either way, ensure you do your research before sending any money. Question: ìWhat are keywords?îAnswer: Remember when Victoria was speaking on resumes? Keywords are words that are goingto stand out to the people reading your scholarship application. Those words may be positive wordslike determined, proactive, reliable etc. It looks like we have answered all of thequestions and so I would like to thank you for attending our webinar today, hopefullyyou are able to benefit from our information. If you would like any more information, checkout www.internationalstudentloan.com or you can email us directly at firstname.lastname@example.org.Feel free to follow us on twitter @InternationalStudentLoans. If you would like to register at www.internationalstudentloan.comyou will receive up-to-date blogs with relevant information. The next one we have coming upis going to be on different websites to find scholarships easily, so you want to be sureto sign up for our feed so you will have access to that information. Thank you again for attending and have a greatday.
Flipkart & Amazon big billion day
Things that affects on money value
have you ever dated or thought about living the rich and luxurious lifestyle now I know everyone has seen those Instagram posts where users put up pictures of a couple thousand dollars in cash laying on their bed next to some really cool guns or a Lamborghini with the doors propped open in their driveway the truth is at one point we have all imagined ourselves in a world where we have financial freedom to buy almost anything we wanted so why do we get these dreams of having a mansion with a Lamborghini parked in the driveway or even touring the whole world on a vacation in fact kids and adolescents are more likely to daydream about being rich and famous than adults are this is because they can experience more identities and life possibilities more potential as adults while adults tend to daydream more realistically nowaday dreaming itself is a pretty big investment as we spend up to half of our mental activity on daydreams or predicting the future if that's what you want to call it when we drift off into the daytime dreamland we are slightly detached from our current situations and when we daydream about being rich it is because these fantasies reflect a need to rise above our frustrations of our own lives but what if it was really real what if you actually owned a huge mansion with a Lamborghini and had bedrooms full of cash with our behavior change after having all this money in this video I want to present you four ways money affects our minds the first one money motivation many studies suggest that money can alter a person's behavior but not always for the good side luckily there are many grateful wealthy people that donate huge portions of their piggy banks for good causes but this is sometimes an exception our thoughts behaviors and actions link to our psychology including factors from the way that you were raised - even genetics money may not control your beliefs but it definitely influences your attitudes and behaviors towards others in a study to find the motivations to complete a given task there were three groups of subjects these three groups were given the sweat breaking task and moving circles from one side of a computer screen to the other side the first group was asked to complete the task as a favor the second for only 50 cents and the third for a whopping five dollars the end results suggested that there are two reasons for motivation to complete a given task social motivation was found as a first motivator because when we recognize a tasks social value we see the to do it as they were the investment getting three friends to talk us up in front of a girl or having your parents boast about your test scores are great examples of social motivation however when money is brought into the table and returned for the completion of a task we tend to think more about the business value of a deal rather than the social side of it is mowing a yard for five dollars worth it how about five hundred dollars this may lead to some serious problems in one's work life if you feel underpaid you may be at risk who underperforming in the
They are going to work wise since you're paying the minimum wage on to number two self-perception the amount of money you bring in could affect the way you view others and in fact even yourself up until this point you probably did not think about breathing because you had plenty of oxygen you didn't have to worry about where you were going to get your next breath the same idea with money if you have tons of money you spend less time less worrying about where you're going to get it and this has crazy psychological effects on our behavior one study asked individuals to rate things such as their income class genetics and even IQ levels the results were eventually analyzed and produced the result of an individual's sense of class essentialism the wealthier the respondent the deeper the sense of class essentialism the individual possessed wealthy respondents were found to believe that class was based on genetics the same respondents also believed that life was fair and that you get what you deserve however those belonging to a lower class leave class and wealthiness has nothing to do with genetics of course someone who has to work 50-hour weeks to bring home two thousand dollars a month is going to think of themselves a lot differently than someone who works ten hours a week for fun and is relying on their parents trust fund money I'm the number three money cravings addiction begins with a perceived positive response to a specific behavior chasing the same behavior for the same response might trigger an addiction some people have become addicted to earning money I am sure that at least one point in your life you have received at least a rather large amount of money to fill up that empty wallet that you once had whether you work for it or not think about that feeling you had when Walla is full of money it feel good to have money in your pockets I'm sure it did this good feeling or positive response could lead to an addiction this is why some people become workaholics also compulsive shopping follows the same process when a compulsive shopper buys something their brain releases dopamine the famous feel-good chemical this positive response leads to a person chasing the behavior more and more and to feel more positive response thus leading to addiction these addictions like any other has the potential to become dangerous the want for money may become dangerous if you begin to perform illegal or dangerous acts to get money compulsive shopping can also become dangerous when you put yourself or others at risk if you spend more Bank than you bring in people who want a large amount of money in a lottery often fall to this simply because they didn't earn it and with earning money comes trials and successes of learning how to manage the money successfully the last one is morals and ethics who is more likely to not follow the rules whether it's interrupting someone or taking more than one piece of candy when the candy bowl clearly says only take one piece of candy or even click the like button if you enjoyed this video one study set out to find an answer respondents that found themselves at a higher class were more likely to break the rules as long as it benefited them the what do I have to gain from it mindset is often more possessed by those who have a higher wealth class they pursue the most benefits for themselves making them great for the business industry so does business and/or money have much room for ethics some people say no that's why when you find someone with both they make history I'm curious who you think had morals and money leave a comment below of someone that comes to your mind so after further review there seems to be a parent correlation between wealthiness and selfishness also if you have more wealth you are apparently more likely to bend the rules from time to time to benefit your favor according to some studies on the other hand there are also some studies that show a correlation between poverty and crime just understand that correlation does not mean causation having more money could also make you believe that you were rich just from your genetics and that you deserve to be rich so yes money does have the potential to change someone money can even make a person go crazy with an addiction from impulse buying to buying the whole store I hope you guys enjoyed this video and if you did subscribe for more thanks for watching you
Thursday, 6 August 2020
How to become smart?
Hey guys! Chronicle living here! And todayI'll be going over three powerful techniques to increase your IQ which aresimple ways to become smarter! In the past, not very long ago, it was believedthat your brain's intellectual capacity and your IQ was fixed when you reachedadulthood. It went as far as that by age 7, your brain's fate was determined forthe rest of your life. Glad to say that has been proven false withmore and more scientific research and studies done when we discoveredsomething called neuroplasticity. If you break that word down neuro meansrelating to nerves or the nervous system and plasticity means the quality ofbeing easily shaped or molded. So then the full definition of neuroplasticityis the ability of the brain to form and reorganize somatic connectionsespecially in response to learning or experience or following injury. Thisdiscovery showed us if we can get our brains to form new neural connections,your intellectual quotient also known as IQ can possibly increase as well brainplasticity is a common term used by neuroscientist referring to the brain'sability to change at any age for the better or the worst. What we discoveredis gray matter in our brains can actually shrink or thicken and so neuralconnections could be forged and refined or weakened and severed. You heard of thesaying use-it-or-lose-it right? Much like a muscle, not working out can lead to adecline in the brain's ability to use several neural pathways which can leadto things like memory decline and decline in cognitive functions. But whathas been found is that under the right circumstances, the power of brainplasticity can help adult minds to grow! Again, in this vide,o we'll be going overthree powerful training techniques you could do anywhere that can help you toincrease your IQ which means will help you become smarter. Now let me say thisbefore we begin. Doing these techniques for a short time only is not going tochange you. It's gonna require time and patience exactly like working out youcannot go hard on week one and slack off week 2 and week 3 you're back to squareone. with nothing. In order to see greatresults these trainings have to be done at least five times a week. Even thoughI'll be showing you three different trainings, you still have the choice ofchoosing one or doing them all. Just as long as you can stay long-term with theplan and do them every day, you can find amazing results. Technique number one. Oneof the most important findings of recent neuroplasticity research is thediscovery of how closely our senses are connected to memory and cognition andthis specific training will aim just at that. It is called image streaming. It isbelieved that on average we produce 50,000 thoughts a day! If I tell you toimagine right now an elephant flying with a balloon high up in the air, youprobably already pictured it in your mind. Something like this right? This isessentially like active daydreaming. Daydreaming except you're conscious andactive while doing it. So what I mean is you're gonna use your mind's eye to seewhat you picture in your head and this is where you're gonna use imagestreaming. You'll have to begin to use your mind's eye to start describing whatyou see in full details. Of course I recommend to close your eyes while doingthis and also it's important that you're gonna want to describe out to yourselfwith your own voice what you're seeing in as much detail as possible, so let's usethe elephant example again. Right now I see a checkered black and whitelighthouse and a giant white moon in the gray sky with dark circular craters. NowI see a grey elephant floating with a hot air balloon that's black with orangestripes in a slow forward motion towards the blue ocean. See how I actually madeit simple and described it in details? Oh wait. That's only one-fifth of thetechnique four more parts of the technique? But don't worry it's not thatcomplicated. You're just gonna have to describe out with your voice the nextfour senses of what you're sensing such as sound, smell, touch, and taste. So goingback to the image stream, I'm gonna say I hear the ocean waves and the seagulls,I smell the mists of the ocean, I feel how the elephant has a leatherylike skin, the lighthouse tastes cold and dull. When we image stream, we're lettingthe visual image to be the doorway to many areas of our brain. The greater ofthe association of the areas of the brain that we're using with all fivesenses involved in the visual image, the greater amount of the brain is beingused for that visual image. So instead of accessing only one or two areas of ourbrains when we think, the brain is accessing more areas when we aredescribing the image. In the image streaming technique with all five senseswe are allowing the brain areas of the individual senses to become enlargedthat it's increasing the depth and the scope of the brain being used. So theschedule of this is you're gonna want to do this for at least 45 minutes to amaximum of one hour at least five times a week and the results are prettyamazing because what was found is the results start to take notice within twoto four weeks of increased ability to form ideas, reading ability, visualization,intellectual curiosity and concentration span also increased. Doing it longenough in couple months can lead to even greater improvements that some claimthey were able to achieve photographic like memory from this consistenttraining. The next training technique is a more of a passive type training thatdoesn't require as much effort as the first one. This one is called brainharmonics. The idea is your brain operates with certain wavelengths thathas bees such as Delta Theta beta which are programmed in certain sounds, brainharmonics is a technology which has been around for close to a hundred years.However the technology has gone through many changes, innovations, anddevelopments. In many ancient civilization, the use of drums in arhythmic and melodic way was useful for creating hypnotic and trance-like states.The rhythmic use of brainwave is what has been allowed for the changes to takeplace in our brains, so in modern brain harmonics, the effects come due to theuse of tones and certain specific wavelengths within a sound and neuronsmay able to grow with an active mental workout while you'relistening to this audio and doing something like math homework. So ifyou're gonna listen to this the schedule is you're gonna have to do this at leastfour times a week at least thirty minutes with headphoneson. You could search binaural beats or brain harmonics on the web andexperience it yourself and the third final technique is a more of a fun oneand a little bit unexpected and that is juggling. Juggling? You heard me right.Juggling there's been studies on how juggling has shown to cause certainareas of your brain to grow for example there's been experiment where as Germanresearchers divided 24 non jugglers in two groups and they assigned one groupto juggle 30 minutes a day. The scientists performed brain scans on thevolunteers using MRI before and after they learned to juggle. The researcherswere then able to investigate changes in the brain gray matter, the area of thebrain that consists mostly of cell bodies of neurons rather than theconnective fibers. The study found that the volunteers that did not train tojuggle showed no difference in their brain scans over the three-month period.However those that did juggle for 3 months straight demonstrated an increasein gray matter in two areas of the brain which involved visual and motor activity.It appears it as showed improved connection in the parts of the brainthat involves movements necessary to catch the balls so it is possible thatjuggling improves hand-eye coordination, reflexes, peripheral vision, and a host ofother motor skills. All right that is all for now! Also there's a video I made thatwent over my top 5 supplements for increasing brain power! Feel free toclick up on the video card to check it out. As always, subscribe if you haven'talready and click that Bell notification so I can annoy you about a new video!Thanks once again and I'll see you guys later!
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